{
  "signal": "expense-ratio-drag",
  "as_of": "2026-08-02",
  "assumptions": {
    "principal": 10000,
    "gross_annual_return": 0.07,
    "years": 30
  },
  "source": "yahoo_info",
  "funds": [
    {
      "ticker": "NVDY",
      "expense_ratio": 0.0109,
      "source": "yahoo_info",
      "fee_cost": 20133,
      "pct_lost": 26.4
    },
    {
      "ticker": "MSTY",
      "expense_ratio": 0.0103,
      "source": "yahoo_info",
      "fee_cost": 19173,
      "pct_lost": 25.2
    },
    {
      "ticker": "QQQI",
      "expense_ratio": 0.0068,
      "source": "yahoo_info",
      "fee_cost": 13252,
      "pct_lost": 17.4
    },
    {
      "ticker": "SPYI",
      "expense_ratio": 0.0068,
      "source": "yahoo_info",
      "fee_cost": 13252,
      "pct_lost": 17.4
    },
    {
      "ticker": "QYLD",
      "expense_ratio": 0.006,
      "source": "yahoo_info",
      "fee_cost": 11817,
      "pct_lost": 15.5
    },
    {
      "ticker": "JEPI",
      "expense_ratio": 0.0035,
      "source": "yahoo_info",
      "fee_cost": 7126,
      "pct_lost": 9.4
    },
    {
      "ticker": "JEPQ",
      "expense_ratio": 0.0035,
      "source": "yahoo_info",
      "fee_cost": 7126,
      "pct_lost": 9.4
    },
    {
      "ticker": "RSP",
      "expense_ratio": 0.002,
      "source": "yahoo_info",
      "fee_cost": 4155,
      "pct_lost": 5.5
    },
    {
      "ticker": "QQQ",
      "expense_ratio": 0.0018,
      "source": "yahoo_info",
      "fee_cost": 3749,
      "pct_lost": 4.9
    },
    {
      "ticker": "SCHD",
      "expense_ratio": 0.0006,
      "source": "yahoo_info",
      "fee_cost": 1270,
      "pct_lost": 1.7
    },
    {
      "ticker": "VT",
      "expense_ratio": 0.0006,
      "source": "yahoo_info",
      "fee_cost": 1270,
      "pct_lost": 1.7
    },
    {
      "ticker": "VYM",
      "expense_ratio": 0.0004,
      "source": "yahoo_info",
      "fee_cost": 849,
      "pct_lost": 1.1
    },
    {
      "ticker": "VOO",
      "expense_ratio": 0.0003,
      "source": "yahoo_info",
      "fee_cost": 638,
      "pct_lost": 0.8
    },
    {
      "ticker": "VTI",
      "expense_ratio": 0.0003,
      "source": "yahoo_info",
      "fee_cost": 638,
      "pct_lost": 0.8
    }
  ]
}